ERISA and Employee Benefits

The Employee Retirement Income Security Act of 1974, commonly known as ERISA, is a federal law governing private employers who offer pension plans and benefits to employees. Intended to protect the rights of plan participants, ERISA includes multiple difficult-to-decipher regulations. We work with these rules on a regular basis and can help you find ways to turn this complexity into opportunities for employees and business owners.

The tax laws offer small business owners major tax incentives to encourage their use of qualified retirement plans. Regardless of the size of your business, offering a benefits package helps you attract the best employees. We can help your business create a new plan or be confident in your compliance with the requirements of an existing benefits plan.

Legal Support for Complex Employee Benefit Issues

Employee benefit and ERISA issues make up a significant portion of Ferguson Widmayer's practice. Our employee benefits attorneys are tax attorneys with decades of experience in this complex area of the law.

Our work in the area of employee benefits includes:

  • Defined contribution and 401(k) plans
  • Defined benefit pension plans
  • Multi-employer (Taft-Hartley) pension plans
  • Employee stock ownership plans (ESOPs)
  • Insured and self-funded health and welfare plans
  • Health care reform
  • Voluntary employee beneficiary association trusts
  • Fiduciary duty compliance
  • Estate planning for retirement benefits

With over 30 years of experience in employee benefits and tax law, Ferguson Widmayer can help you comply with all applicable laws and regulations while securing the greatest tax advantage. In addition to representing large and mid-sized benefit plan clients, we take pride in the fact that we are one of the rare law firms offering affordable, creative benefit planning advice to small business owners.

Depth of Knowledge, Breadth of Experience in Employee Benefits

We offer business clients and multi-employer plan sponsors the help of knowledgeable, experienced attorneys committed to providing successful and creative employee benefit plan guidance. We invite you to call (734) 662-0222 or contact Ferguson Widmayer, P.C. online to schedule a consultation and to learn how we can help you manage your employee benefits and ERISA compliance.